- 17,069
If you hand calculate the premium from a rate card, you have to add it in.
If you are using precalculated rate cards it is already figured into the premium.
Best FE Company for ESRD
- Thread starter torri
- Start date
If you hand calculate the premium from a rate card, you have to add it in.
If you are using precalculated rate cards it is already figured into the premium.
- 26,125
What company? .................
- 290
SLAICO Standard Life came out with a graded benefit last year that accpepts renal failure/dialysis. Premiums are a bit higher at 64.47 for 65 YO female. They do not require a POS PHI on the graded. Its Not GI.
Sorry about not being specific. We had to sign confidentiality agreement. When appointed with them. Can't disclose on a public forum. They offer only through banks and are not prepared to mass market to agents. Only a couple of agencies are appointed nationally.
PM me and I will get you the details.
- 19,619
It's a company called Vantis/Vantix or something like that. I had the contracting for it and never sent it in.
Their rates were close to MoO's GI.
MrProducer
Super Genius
- 240
- 19,619
jd!!! You just ruined the super secret surprise!!!!
I wasn't sent the contracting by Twilight. So, I didn't ruin his surprise. He may even be talking about a different one, but I don't think so.
- 26,125
Man you are good. Vantis is the same rate quoted.
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jd!!! You just ruined the super secret surprise!!!!
I hear you. However, if he signed an agreement I won't knock him for standing by it. I do not think there are any new super secret methods or systems in this business. If I know a way that someone can use to improve their business I share it. I understand that we are marketers prospects. But this forum is populated mostly by agents. I think that if you are going to take freely you should also give freely. There is so much business out there I doubt that any of us will ever run into each others homes. Well, maybe with the exception of Newby and JD.
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MrProducer
Super Genius
- 240
Yeah, it's Vantis Life, who is affiliated with SBLI.
Term rates are ok, but not best. GI is a few dollars better than Columbian, which used to be the best (besides captive MoO's GI).
Now Vantis is right in line with MoO....within a couple bucks anyways.
- 26,125
Got it, thanks, Lee
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Sounds like worth a look. If I can keep the client's home in my book and make a couple dollars it is better for the client and better for me. I had been sending some to MoO also. But if it was the only case in the home, I lose the home. Hard on my business model.
I wonder if there is a required blend of Std v GI business?
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Why didn't you send it in?..............
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