Best LTC Companies

[yankee466]

A- company...part of Great American (good annuity company). Sold by captive agents chasing teachers for a living. Why would anyone buy from such a weak carrier? Could easily be a casualty one day.

Allianz just decided to stick with Annuities....maybe they will too.

 

[yankee466]

UTA.......rated A-; minor player. Why bother? Stick with quality and do not sell on price.

 

[bluemarlin08]

My understanding of the GE spinoff was they felt they earn more in their other industries, that doesn't necessarily mean that is a danger signal.

 

[jdgilbys5]

What are the drawbacks to MoO? Why do they not stack up as well with the "top tier" LTCi companies? I am an admitted newbie and am hell bent on becoming knowledgable on the subject of LTCi.

 

[yankee466]

IMHO - good products; only A rated; not a major player, so there may be rate increase concerns. Very easy product to sell if you want to sell it. Competitive rates, very configurable options. You just need to sort out MoO and UoO in your state. Good name recognition with clients....as they all grew up watching Wild Kingdom on Sun nite along with Bonanza.

 

[Mr_Ed]

I'm bumping this thread for my time's sake. I don't want to have to re-hash all these points for scagnt83.

scagnt83 this thread does a pretty good job of my I said your post earlier today was full of baloney.

 

[insuranceexec]

I'm bumping this thread for my time's sake. I don't want to have to re-hash all these points for scagnt83.

scagnt83 this thread does a pretty good job of my I said your post earlier today was full of baloney.

It would have been less time if you had copied and pasted the link in the other thread.

 

[Mr_Ed]

It would have been less time if you had copied and pasted the link in the other thread.

noted for future reference.

 

[insuranceexec]

noted for future reference.

I must say; I love your sarcasm.....LOL

 

[Mr_Ed]

I must say; I love your sarcasm.....LOL

It's not easy to detect digital sarcasm.
You are very perceptive, grasshopper.