Where’s a good fmo to get a Hospital indemnity contract with Surebridge ?Whats street comp ? Most are 60%. I checked several Integrity fmo’s and they don’t carry them . I have people over 85 that need HI occasionally . I was looking at Manhattens Hi. The underwritings a joke . The do a rx chance and have a ht/wt table . They have a ton of medical questions. How are the rates with Surebridge?