Best Rates for KY?

jdgilbys5

New Member
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Which carrier has the best rates for N and F in KY? Is there a central location on the web to compare rates for the new modernized plans? UoO modernized plans seem the best bet now.
 
Which carrier has the best rates for N and F in KY? Is there a central location on the web to compare rates for the new modernized plans? UoO modernized plans seem the best bet now.



Go to the Ky DOI website and most are listed. So far it appears that the only offering of of M and N is by MoO, or United of Omaha as they go by here.

Family Life is not on the DOI website, but, they have been the lowest in most zip codes until the recent rate increase that takes effect June 1. They are still quite competitive, but, it seems that Gerber is lower now.

United has pretty good rates across the board in Ky.
 
Last edited:
Which carrier has the best rates for N and F in KY? Is there a central location on the web to compare rates for the new modernized plans? UoO modernized plans seem the best bet now.

United American

21% commission for the life of the policy.

Rates don't matter, just commission %.

LOL
 
Thanks for the quick responses! I've run into the shell game which is MoO. Looking to find competitive rates from as many carriers as I can to get the client the best rate and still receive "new business" commish.
 
Go to the Ky DOI website and most are listed. So far it appears that the only offering of of M and N is by MoO, or United of Omaha as they go by here.

Family Life is not on the DOI website, but, they have been the lowest in most zip coades until the recent rate increase that takes effect June 1. They are still quite competitive, but, it seems that Gerber is lower now.

United has pretty good rates across the board in Ky.

JD has it right on. The lowest rates on Plan F in Kentucky look like this;

United of Omaha - $88.22 paying 18%, Gerber $94.17 paying 21%, & Family Life $98.17 paying 23%.

United of Omaha has the only Plan N right now also. That starts at $65.73 and pays 21% on the N only.

As always, feel free to call if you need anything.
 
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