Best Short Term and Accident carriers

Here are some short-term and accident benefits options available for individuals under 65, particularly for those in the 60-64 age range:

Short-Term Health Insurance

Pivot Health offers short-term medical plans with flexible duration options (up to 12 months) and provides coverage for doctor visits, hospital stays, and preventive care. They have a quick application process with immediate coverage options available.


UnitedHealthcare provides short-term health insurance with customizable options, covering essential health benefits, although pre-existing conditions might not be included. They offer a large network of providers and telehealth services.


eHealth Insurance is a marketplace that allows users to compare various short-term health insurance plans from multiple insurers. It offers flexibility and the ability to choose coverage that fits individual needs, typically providing essential health benefits.


Accident Insurance

Aflac Accident Insurance offers cash benefits for various accident-related expenses, including hospital stays, urgent care visits, and outpatient treatment. The benefits are paid directly to the insured, allowing them to use the funds as needed. This coverage includes a wide range of accidents for added peace of mind.


MetLife Accident Insurance provides coverage for accidental injuries with lump-sum benefits based on the severity of the injury. This plan can help cover out-of-pocket expenses, including deductibles and copays, and offers additional wellness benefits for preventive care.


Colonial Life Accident Insurance offers customizable plans that pay cash benefits for injuries resulting from accidents. Coverage options include benefits for hospitalization, outpatient care, and recovery, helping protect against unexpected medical costs due to accidents.
 
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