Best Way to Sell Against Whole Life?

[David C]

LGilmore, Well said.

 

[MikeLentini]

Dave Ramsey is a shill for Zander insurance. ( term guys) He plays their commercials every 15 minutes.

I used to trust his judgement, until a 35 year old woman called in to discuss her $5000 credit card debt.

He found out that she had a $400 month car payment that she could afford but was upside down in over $6000.

She drives 60 miles r/t for work per day.

This dimwitt Ramsey told her to borrow $7000 from the credit union and sell her car and buy a $1000 beater.

I guess driving 60 miles per day in a $1000 beater is the smart thing to do?

I have not listened to that fraud since.

 

[Full Throttle]

Along the same lines, I head a caller ask Suze:

"I have $40,000 in savings and want to buy a house for the first time, should I do it?"

No further questions, Suze, "NO! If you buy a $200,000 house, you'll need to put 20% down, you won't have any cash if something happens." She didn't ask what the price range was for her market, whether she planned on putting $40,000 down or a lesser amount (ever hear of an FHA loan?), or bring up the $8,000 first time home buyer credit that would go right back into her bank account. Yet, this is the "financial authority" in the press. Unreal.

 

[Newby]

Dave Ramsey is a shill for Zander insurance. ( term guys) He plays their commercials every 15 minutes.

I used to trust his judgement, until a 35 year old woman called in to discuss her $5000 credit card debt.

He found out that she had a $400 month car payment that she could afford but was upside down in over $6000.

She drives 60 miles r/t for work per day.

This dimwitt Ramsey told her to borrow $7000 from the credit union and sell her car and buy a $1000 beater.

I guess driving 60 miles per day in a $1000 beater is the smart thing to do?

I have not listened to that fraud since.

I would be very surprised to learn that Dave Ramsey doesn't own Zander Insurance.

He's a flake. But he is an excellent pitchman.