Blue Cross Contacts?

[HoosierLife]

Are all the state Blue Crosses under the same contract?

On healthSherpa, I see blue cross of Texas or blue cross of South Carolina etc.

 

[Yagents]

Most bcbs contracts are separate, and different entities. Depends on state

 

[bmarsh]

Different Companies License BCBS

Florida Blue - Captive
BSBS of AL - captive, doesn't contract

The rest your able to contract with
GA, MO, IN, OH, KY, CO, CT, ME, NV, NH, VA, WI, NY, (LA just bought) - Anthem / Elevance
HCSC - TX, IL, OK, MT, NM
AZBlue
BCBS of MI
BCBS of SC - must live in SC or have approval
BCBS of NC - must live in NC
BCBS of TN
BCBS of AR
BCBS of ND
Regence BCBS - UT, OR, ID, WA
Wellmark - IA, SD - must live in IA
Highmark - PA, DE, NY, WV
CareFirst - Washington DC, MD
Horizon BCBS of NJ

 

[Yagents]

Captive agent models like Fl blue should be illegal. It hurts the consumer, and hurts the independent broker agent. This monopoly needs to be scrutinized by CMS. Oscar tried and failed.

 

[LostDollar]

Different Companies License BCBS

Florida Blue - Captive
BSBS of AL - captive, doesn't contract

The rest your able to contract with
GA, MO, IN, OH, KY, CO, CT, ME, NV, NH, VA, WI, NY, (LA just bought) - Anthem / Elevance
HCSC - TX, IL, OK, MT, NM
AZBlue
BCBS of MI
BCBS of SC - must live in SC or have approval
BCBS of NC - must live in NC
BCBS of TN
BCBS of AR
BCBS of ND
Regence BCBS - UT, OR, ID, WA
Wellmark - IA, SD - must live in IA
Highmark - PA, DE, NY, WV
CareFirst - Washington DC, MD
Horizon BCBS of NJ

Caveat, not an agent.

Hey! Don't leave out Kansas!

BCBSKS for 103 counties.
BCBS of Kansas City (Blue KC?) 2 counties.

With these stinking EPO networks that has to be a challenge for folks in the KC area.

No idea whether either of those contracts out to independent agents.

Also, don't know if that means there are two in MO as well.

 

[HoosierLife]

Different Companies License BCBS

Florida Blue - Captive
BSBS of AL - captive, doesn't contract

The rest your able to contract with
GA, MO, IN, OH, KY, CO, CT, ME, NV, NH, VA, WI, NY, (LA just bought) - Anthem / Elevance
HCSC - TX, IL, OK, MT, NM
AZBlue
BCBS of MI
BCBS of SC - must live in SC or have approval
BCBS of NC - must live in NC
BCBS of TN
BCBS of AR
BCBS of ND
Regence BCBS - UT, OR, ID, WA
Wellmark - IA, SD - must live in IA
Highmark - PA, DE, NY, WV
CareFirst - Washington DC, MD
Horizon BCBS of NJ

Got it thanks! So high mark, Regence, and others cover multiple states?

Is there an IMO that has all of these under one roof?

 

[bmarsh]

Got it thanks! So high mark, Regence, and others cover multiple states?

Is there an IMO that has all of these under one roof?

i got most of them, but most of the Blue's don't offer Overrides, thats why a lot of the IMOs don't offer them.

 

[bmarsh]

Caveat, not an agent.

Hey! Don't leave out Kansas!

BCBSKS for 103 counties.
BCBS of Kansas City (Blue KC?) 2 counties.

With these stinking EPO networks that has to be a challenge for folks in the KC area.

No idea whether either of those contracts out to independent agents.

Also, don't know if that means there are two in MO as well.

BCBSKS doesn't offer contracts
Yes 2 in MO, Anthem and BCBS of KC both of those are available to agents

 

[HoosierLife]

i got most of them, but most of the Blue's don't offer Overrides, thats why a lot of the IMOs don't offer them.

Ah makes sense.

 

[HoosierLife]

i got most of them, but most of the Blue's don't offer Overrides, thats why a lot of the IMOs don't offer them.

You could still bring agents on LOA and pay them that way right?