Bored with Personal Lines

[PDX_Agent]

Really getting bored with personal lines P&C, want to venture out and try to challenge myself with some Commercial stuff. Any great resources out there off the top of your heads to take a peek at for comparing different forms? I don't feel like subscribing to ISO or anything like that.

Thanks in advance

 

[BTFuzz]

What do you want to write? Pick a few niches and go for it...I agree PL can get boring at times.

 

[HealthGuy]

What is wrong with a boring residual income? Do the same thing over and over and over and over time your income snowballs? Really is personal P and C that boring? Wouldn't know yet...But I will.

 

[Guest]

you dont stumble upon commercial accounts just from your book and advertising?

 

[Dudley76]

What is wrong with a boring residual income? Do the same thing over and over and over and over time your income snowballs? Really is personal P and C that boring? Wouldn't know yet...But I will.

Sssshhhhhhhh...

 

[Bertolinoins]

Talk to your marketing reps to see what they do well... Talk to the UW's about their advantages and disadvantages in the market, get a list and hit the phones.

 

[BTFuzz]

What is wrong with a boring residual income? Do the same thing over and over and over and over time your income snowballs? Really is personal P and C that boring? Wouldn't know yet...But I will.

I totally agree...but if you take just the product itself, it can get quite boring day in and day out. However, as the owner of a p&c agency that is primarily PL I love writing it!

 

[PDX_Agent]

I have been doing Personal Lines for 18 years now. My book is significant and I have people to maintain it. As to "finding commercial accounts in my book and via advertising" that is not the question I asked. I can sell and that is not the problem. I was just looking for resources to compare forms (CGL/BOP/WC/ETC).

As to BTFuzz's legit question, I am looking to do small business first. Maybe take a peek into restaurants and gentleman's clubs.

 

[Insurance1guru]

I like commercial and still like Personal lines as well. Commercial has a little bit of a learning curve though. Sort of a hassel in the beginning trying be a jack of all trades. Definitely better to take one niche at a time and learn it. Not sure of a great source to compare forms.

 

[Bertolinoins]

The restaurant market is saturated... everybody writes them and the premiums are really depressed. You never know when Farmers or some small niche market is going to buy the business. Independent Gentlemen's clubs have pay problems and the national chains (Deja Vu, Gold Club, etc) have a national program.... been there and done that.