Broken Drivers Window
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I am dumbfounded, that you would take the time to research to find this forum, spend the time registering etc, BOLDING your post, instead of simply googling a local glass repair company....
Second, I would doubt, on a 1995 car, you would have comp coverage or include glass coverage, so you really cant turn it in to insurance.....
Simply do as I said, Call a local glass company to get a few quotes, tell them you are paying cash and go from there.
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I agree, but having comp coverage on an older car is more common than you would think in some geographic areas. For example, here in the midwest, many people feel that it's worth the extra $10ish/ month just to cover them for hitting a deer.
but ultimately, in the OP's case, even if they have comp the deductible will most likely wash it.
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- #5
Thanks for the reply and my apology for causing such consternation. Perhaps somebody besides me needs a nap late into this holiday weekend. Also, the bolding wasn't intentional. Operator error on my part I guess. Thanks again...
Sorry, but RBA apparently forgot his meds again....
Replacing a window usually is far less than $500. If your deductible is $500 or more, don't even bother. If you deductible is $250 (or even $100), then it might be worth turning it in.
If this is your only claim, there probably will be no harm in submitting the claim. In most states, you won't get a premium increase for a single glass claim, though if you start having multiple claims, they may non-renew the policy.
Here's the thing, most glass companies actually charge insurance companies less than they charge you paying cash. Most things are not this way, but glass is (at least in my area). Its a volume thing.
Dan
Replacing a window usually is far less than $500. If your deductible is $500 or more, don't even bother. If you deductible is $250 (or even $100), then it might be worth turning it in.
If this is your only claim, there probably will be no harm in submitting the claim. In most states, you won't get a premium increase for a single glass claim, though if you start having multiple claims, they may non-renew the policy.
Here's the thing, most glass companies actually charge insurance companies less than they charge you paying cash. Most things are not this way, but glass is (at least in my area). Its a volume thing.
Dan
- 11,997
In some states, like NY, you can get "full glass" or "glass buy back" coverage. It's very inexpensive, but it creates no deductible for the glass coverage. It doesn't count as a collision so there's no reason to not claim on it. Sort of a goofy state that way, but some states are goofy.
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- #8
Thanks for the replies guys... I have no experience in ever having any auto glass changed other than a windshield and never would have thought that an automotive glass house might do repairs such as tearing down a door panel to replace door window glass. Hmmm, who wouldda thunk... :-)
