Buying a STRUCTERED SETTLEMENT cash flow

[LostDollar]

The secondary annuity market IS the structured settlements market.

They're just called that but they aren't registered as actual annuities even though there is a carrier involved.

(it's been a couple of months since there has been any response to op so I didn't think I would be interrupting any information flow to him by asking a question of my own.)

I sometimes look at the secondary market annuity list on a website allen posted a long time back. (I'm looking at the smaller amounts - say $30K-$50K,)

Answers to questions in the SMA section of the website suggest there are challenges to the transfer of ownership of those if the purchaser dies before the payouts are complete.

I'm not sure what specific questions to ask. I am just trying to understand the ownership of one of those a bit better. A transfer of ownership would have to happen if I bought one of those.

A secondary question going along with that, do you think there would be a sufficient return premium for an SMA over the "regular annuities" you mentioned in an earlier post to make it worth the challenges of buying the SMA (at least at the levels I am talking about)?

Thanks.

 

[DHK]

My podcast co-host and I did a podcast on this topic. Reach out to me and we can see if these are fit or not: