Sorry but I don't know much about annuities. Mom is 58 and dad is 61 so they have some working years left. Annuities sound like a nice compliment to their retirement plans so I was just wondering if I could gift them one. I was thinking 30 to 50 thousand dollars. Umm, what would that get them in guaranteed lifetime income? Is it even enough to purchase an annuity or does it need to be a higher amount? Is it something I can get them soon or do you have to wait until closer to 65? Thanks!