Can I still be appointed ?

Re: Can I still be appointed if...

I know Assurant and Golden Rule does not have a problem with it. They will ask for a couple documents but that's it. I have been able to get advanced commissions for agents on both.
 
Re: Can I still be appointed if...

Thank you for the info, TheSalesWolf. This is what I am looking for, who I may or may not have issues with. I will put Assurant and Golden Rule on the "yes" list. I am going to keep at this until it kills me or I win!
 
Re: Can I still be appointed if...

If you're not in an area that's condusive to BtoB then starting telemarketing - get an auto-dialer - $150/mo and start calling 4 hours a day.

If anyone needs help or would like a demo or consultation on the value of using an auto-dialer, call me anytime. I will be happy to help you if I can.
 
Re: Can I still be appointed if...

I'll add americo to the short list...I'll keep it in mind definitely!
 
Re: Can I still be appointed if...

Being desperately in need of income......a deep desire to make money...and lots of it....a $15 hr job just wont do it.

Sales is the way to go, and cold calling is the answer.

The more contacts...the more the chance to make money.
 
Re: Can I still be appointed if...

This seems like a good thread to post on...

I have a new sub-agent that has bad credit... no Bk, but he claims he has a several collection items from a divorce. My understanding is he should be ok selling life and health, but are there any carriers that won't let him have an advance?
 
Re: Can I still be appointed if...

Isn't that NAA's business plan ?

I see two of the owner's bailed out and OMFN is not writing mortgage protection any more.

Which two owners bailed? As far as OM, they are still writing mortgage protection. They changed the name of the product from HomeCertain to YourTerm. It's the only term product they have available now.
 
Re: Can I still be appointed if...

I know this thread is a couple months old, this might be a case of submit the paperwork and see what happens. Worse case scenario he gets appointed "as earned", submits a few pieces of good business if it stays then they could get an advance for at least 6 months. I have been under the impression in dealing with cases similiar to this, it is not so much that you owe capital one or citi cards money but do you have a clear balance with other insurance companies.

Ins companies are tightening their rope on who gets an advance and who does not, but I think they should be fine. Heck, I had about five accounts in collections when I came aboard all credit card related though.


This seems like a good thread to post on...

I have a new sub-agent that has bad credit... no Bk, but he claims he has a several collection items from a divorce. My understanding is he should be ok selling life and health, but are there any carriers that won't let him have an advance?
 
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