Captive Climate in PA

[Bojmir]

It's been really tough selling Allstate products in the last 6-12 months. Huge home increases and a revamping of Auto underwriting has made it difficult to beat the prices out there today. I know it's all ebbs and flows and and at some point our sales will pick up again. My question is geared towards other Pennsylvania Captive agents/producers from the other companies. State Farm, Nationwide, Farmers, etc.... How are you guys doing right now? I'm interested of the climate in general out there.

 

[Sales71]

My question is geared towards other Pennsylvania Captive agents/producers from the other companies. State Farm, Nationwide, Farmers, etc.... How are you guys doing right now? I'm interested of the climate in general out there.[/quote]

Welcome to the forum..The captive side is all difficult right now. They want you to find a niche market and work that market. The problem with that is your closing ratio is about 2-10 as captive so the more you spend the more you write.

Farmers, Nation, and state farm all want to take shares from each other. But on a lighter side the climate is nice in CA its summer and the sun is out by the beach!
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