In May of this year, I applied for a position in the underwriting department of State Farm. I didn't think they were going to call me because it has been 3 months since I applied.
So I went ahead and registered with an Fmo/imo to sell medicare and final expense. One carrier contacted me to do some seminars and I'm in the process of getting my marketing/lead strategy together since this is my first time. Basically, I am gearing up to hit the ground running for Aep as well as setting appointments for final expense.
Problem is the job I applied for in May for the Underwriting department called last week. They offered me the position but said I can't have any appointments. I thought that was mainly the rule for agents applying for sales position within the company. Even though it's underwriting, I guess the rule makes sense. This position starts in October.
So now I'm trying to figure out if I should go ahead and take the job or go ahead and push on with my business as an independent agent. I am in the process of getting everything set up with my seminars and other marketing strategy and I'd hate to give up now. I know it's going to take hard work and some years of hustle and bustle to work the business, but If I take the job there is no telling when I will when start it up again. I'm also not too crazy about doing a 9-5 but something steady and where I can save is always good. On the other hand I do want the training and experience from the job, the pay is $45,000, not much but steady. You do work from home most times, and I really don't feel like interviewing for another job.
I did have some funds saved up for leads/marketing in addition to a part time job that's holding me over a right now to start medicare and final expense but I'm going to have to get some income coming in soon in the future.
So my question is starting out with medicare and final expense, is it wise to have a full time job while your starting the business? They say we are in a recession and especially inflation so is it wise to just take the job, save up some money temporarily, then come back to medicare and life? If I work on seminars and direct mail leads can I expect to make atleast a steady income of $40,000 or more in the first year or two.
What would you do? I guess I need to make my decision by October 1st.
So I went ahead and registered with an Fmo/imo to sell medicare and final expense. One carrier contacted me to do some seminars and I'm in the process of getting my marketing/lead strategy together since this is my first time. Basically, I am gearing up to hit the ground running for Aep as well as setting appointments for final expense.
Problem is the job I applied for in May for the Underwriting department called last week. They offered me the position but said I can't have any appointments. I thought that was mainly the rule for agents applying for sales position within the company. Even though it's underwriting, I guess the rule makes sense. This position starts in October.
So now I'm trying to figure out if I should go ahead and take the job or go ahead and push on with my business as an independent agent. I am in the process of getting everything set up with my seminars and other marketing strategy and I'd hate to give up now. I know it's going to take hard work and some years of hustle and bustle to work the business, but If I take the job there is no telling when I will when start it up again. I'm also not too crazy about doing a 9-5 but something steady and where I can save is always good. On the other hand I do want the training and experience from the job, the pay is $45,000, not much but steady. You do work from home most times, and I really don't feel like interviewing for another job.
I did have some funds saved up for leads/marketing in addition to a part time job that's holding me over a right now to start medicare and final expense but I'm going to have to get some income coming in soon in the future.
So my question is starting out with medicare and final expense, is it wise to have a full time job while your starting the business? They say we are in a recession and especially inflation so is it wise to just take the job, save up some money temporarily, then come back to medicare and life? If I work on seminars and direct mail leads can I expect to make atleast a steady income of $40,000 or more in the first year or two.
What would you do? I guess I need to make my decision by October 1st.