I was told to have 4- but added another to be able to quote other issues....
Obviously it is going to depend on states you're doing business in and what carriers are where.
From there you want a guaranteed issue company- so you have that option. I think from there is preference based, but of course the FMO's are going to tell you their preferred business partners, but they are probably preferred for a reason.
If your policies are yours and unassigned, then you want the same great relationships with the carriers that the FMO does....right?
Obviously it is going to depend on states you're doing business in and what carriers are where.
From there you want a guaranteed issue company- so you have that option. I think from there is preference based, but of course the FMO's are going to tell you their preferred business partners, but they are probably preferred for a reason.
If your policies are yours and unassigned, then you want the same great relationships with the carriers that the FMO does....right?