Carriers for Teleslaes w/ Voice or eApp

XYZ99qq

Expert
36
This may have been covered already.

I know there are many FE carriers.

What are the best carriers for phone sales?
- Voice app preferred, but eApp (via email) is ok too.
- Also, an immediate decision is preferred. No waiting weeks for an approval/deny.​

I have these.
I'm not entirely sure all have the above requirements; I'm still checking.

Non-guaranteed issue:
- Mutual of Omaha
- Liberty Bankers
- Royal Neighbors
- American Amicable
- Americo
- Prosperity Life
- Aetna/CVS Accendo
- Foresters

Guaranteed issue:
- AIG
- Great Western
- Gerber​

Others I'm considering to round out the portfolio:
GTL
Transamerica
United Home Life
Assurant/Memorial Planning
Oxford Life
Baltimore Life
Banner Life
Sentinel Security Life

Any other carrier I should get that meets the above requirements?

I'm assuming I don't need 20+ carriers as there must be underwriting overlap.
Maybe 8 - 12 carriers plus a few for GI.

Suggestions?
 
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