Client has C-Plus Plan & a Medicare Advantage Plan
- Thread starter Tscholar
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- 518
If a person has a Supplement and later enrolls in a MAPD, they must notify the insurance carrier to cancel their coverage.
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On the back of her card, it says C Plus is a Medicare Select Plan B Supplement. I spoke with the benefits lady who handles the retiree plan and she assured me that this was not a Medigap plan. I've never dealt with retiree Medicare supplements, so I took her word, especially since the client is already enrolled in a MAPD plan. So, I'm confused. Is there a difference between a retirement Medigap plan and a regular Medigap plan? @somarco your thoughts?
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Who is the retiree health plan with?
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- #6
Can be quite a bit . . . especially if the retiree plan is a GROUP Medigap plan.
Delta retirees can access the ITDR (Insurance Trust for Delta Retirees), a fully insured plan administered by one of the Blues. Retirees have a choice of an MA plan or Medigap.
The Medigap is similar to individual Medigap plans but it comes in two flavors. A "standard" plan with a $300 CY deductible followed by 10% coinsurance for Part B up to $1500 OOP.
Not a bad plan but pricey.
Their Enhanced plan is even pricier and is $0 everything (except the premium)
I have seen a few other group Medigap plans but am more familiar with this since I picked up a new client and his wife by showing him a traditional G plan with a lower OOP and saving him over $150 per month.
I believe TN teachers also have a group Medigap plan.
EDIT - here it is . . .
OOPS, that is the 2018 plan but you get the idea and can probably find the 2024 / 2025 benefits
DNicholsIns
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Some people keep their old retiree or supplemental plans for extra coverage, even though they’re also enrolled in an Advantage plan.
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