Imagine your finances and career are a horse race. Currently you have a great horse that's consistently out front, far better than most horses. Let's say, in the top 4% which is probably a pretty accurate representation of your career/income.
Now, let's say some friend of yours is trying to convince you to ditch your horse, the one that is consistently winning races, with another one, which is a very finicky breed. This finicky horse has some advantages, but for the most part is a breed that consistently fails. This "finicky horse" is an accurate representation of most peoples experience with insurance, representing the 90% failure rate.
So, would you keep the winning horse you have, or ditch it for the one that is likely to fail?
I hold both life / health and P&C Texas. I recently wrote some whole life for owner operators, now wanting to write commercial tractor trailer / inland marine. Searching for carrier direct or MGA appointment. All suggestions considered Thanks
