So I sat in on this CoOpportunity webinar not knowing what to expect. I think I will start of with eating some words. CoOpportunity Health is going to be competitive, is going to be fighting for market share and will be worth contracting with. They didn't release any rate details, but their plans have awesome networks. In fact, due to a particular relationship with one network, their plans will have the option of including 97% of the practitioner clinics and 100% of the hospitals in Iowa. Yeah, that is what I said. They also have contracted with PHCS and MultiPlan for out of state networks. So I guess the skinny network argument doesn't apply here.
Other key benefits are in addition to the free preventative care, you also can get three free office visits for the Silver and above plans. If you get your physical and participate in an online self-assessment test you will receive a $100 gift card. As a member, you also can get discounts on things like vision, fitness memberships etc.
What is still unknown: $$. Also we are still waiting to see the formulary. Prescription coverage is as follows: $10 copay for tier 1 (generic) drugs; $40 copay for tier 2 (brand name drugs on the formulary); $80 copay for tier 3 (non-formulary brand name drugs). These copays are higher than many plans available today and again, we still don't know what is in the formulary.
We still need to see plan specifics such as premium, copays, coinsurance and deductibles as well as the formulary, but for as bad as some states have been coming in, the preliminary information available is less worrisome than what I first expected.
Other key benefits are in addition to the free preventative care, you also can get three free office visits for the Silver and above plans. If you get your physical and participate in an online self-assessment test you will receive a $100 gift card. As a member, you also can get discounts on things like vision, fitness memberships etc.
What is still unknown: $$. Also we are still waiting to see the formulary. Prescription coverage is as follows: $10 copay for tier 1 (generic) drugs; $40 copay for tier 2 (brand name drugs on the formulary); $80 copay for tier 3 (non-formulary brand name drugs). These copays are higher than many plans available today and again, we still don't know what is in the formulary.
We still need to see plan specifics such as premium, copays, coinsurance and deductibles as well as the formulary, but for as bad as some states have been coming in, the preliminary information available is less worrisome than what I first expected.
