I am a driver for a non emergency medical transport company. My personal vehicle( which I use in the business) is covered under the employers policy but the policy is in the name of and payable to the Transportation company. If my vehicle is totaled or I am injured by an uninsured driver it seems to me that this arrangement would pay my employer not me or my estate. Could some of you experts give me some advice here? I am retired and don,t really want a can of worms here. Thanks
