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nate124
Guest
First off, this forum is awesome!! I am learning so much just by reading. My question is this....
I recently got hired by an agency who represents multiple carriers. I went through the interview process and got the job, just finished my pre-licensing, and will be taking my state exam this Friday. When I interviewed with the company, once they hired me they asked if I had any bankruptcies , or past criminal history, which I said no to. They said great, and I started filling out all the forms for each carrier requesting appointment to sell their products.
Growing up.. to put it quite simply, I was an *** with my credit. Although I'm on my feet now financially (and married), my credit has still not recovered. I have 1 judgement for a credit card from 2000 that will drop off in a month... (actually it's only still left on Experian... not Transunion or Equifax).
I have some chargoffs and what not..... but no major debts. I think everything totals less than $1500.00.
My main question is... am I going to run into trouble here? Am I going to go through the testing phase and everything, and then not be able to do this job?
Will an insurance company still let me sell their products even though I have bad credit?
I really want to do this, and I've been in sales for years. I'm hoping that my past credit history doesn't prevent me from doing this! Any help or tips, opinions, past experiences, etc would be greatly appreciated! Below is a list of some of the companies that I applied with through this other company. (I'm assuming already that not being captive will help me with getting approved??)
World Insurance
Golden Rule
Assurant Health
AIG - American General
Mutual of Omaha
Illinois Mutual
Peoples Benefit Life Insurance Company
Standard Life
Colorado Bankers Life
If anyone has any suggestions they are greatly appreciated! Thanks so much!!!
I recently got hired by an agency who represents multiple carriers. I went through the interview process and got the job, just finished my pre-licensing, and will be taking my state exam this Friday. When I interviewed with the company, once they hired me they asked if I had any bankruptcies , or past criminal history, which I said no to. They said great, and I started filling out all the forms for each carrier requesting appointment to sell their products.
Growing up.. to put it quite simply, I was an *** with my credit. Although I'm on my feet now financially (and married), my credit has still not recovered. I have 1 judgement for a credit card from 2000 that will drop off in a month... (actually it's only still left on Experian... not Transunion or Equifax).
I have some chargoffs and what not..... but no major debts. I think everything totals less than $1500.00.
My main question is... am I going to run into trouble here? Am I going to go through the testing phase and everything, and then not be able to do this job?
Will an insurance company still let me sell their products even though I have bad credit?
I really want to do this, and I've been in sales for years. I'm hoping that my past credit history doesn't prevent me from doing this! Any help or tips, opinions, past experiences, etc would be greatly appreciated! Below is a list of some of the companies that I applied with through this other company. (I'm assuming already that not being captive will help me with getting approved??)
World Insurance
Golden Rule
Assurant Health
AIG - American General
Mutual of Omaha
Illinois Mutual
Peoples Benefit Life Insurance Company
Standard Life
Colorado Bankers Life
If anyone has any suggestions they are greatly appreciated! Thanks so much!!!
