wstet
New Member
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Does any one know of a good dental program for seniors? Thanks in andvance.
Dental Program for Seniors
- Thread starter wstet
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- group dental
- 1,240
AARP has a very good plan through delta dental. You don't make any money on it but it's a good option. You can look at the plan on AARP's website.
Discount plans. Tell them to ask their favorite dentist which discount plan he accepts and then send them to dentalplans.com or wherever to buy it themselves.
You will regret selling them a discount plan or a dental plan. You do not make enough money for the responsibility and the phone calls you will get.
Show them how and then get out of the way.
You will regret selling them a discount plan or a dental plan. You do not make enough money for the responsibility and the phone calls you will get.
Show them how and then get out of the way.
- 1,240
I've found that most dentists don't take the discount dental plans. If your client want's a true dental plan the AARP plan I mentioned is pretty good. It covers root canals, cleanings, x-rays, etc. immediately. It does have a 12 month waiting period for things like crowns and bridges.
Patch36 is right, the discount dental plans or regular dental plans pay very little, the AARP plan pays nothing to the agent. Just tell them you can't personally write it, you have to go direct through the company. They shouldn't call you with claims or problems if you let them know up front you can't write it.
Patch36 is right, the discount dental plans or regular dental plans pay very little, the AARP plan pays nothing to the agent. Just tell them you can't personally write it, you have to go direct through the company. They shouldn't call you with claims or problems if you let them know up front you can't write it.
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Ain't that the truth. You can explain it to them until the "cows come home" (how ever long that is). They will tell you they understand what they are buying. But, the first time that they can't collect or it doesn't pay 110% of the bill they are on the phone and you have just lost all credibility with them.
That is one of the reasons that I suggest to my clients that they go to the pharmacy with a list of their meds and have the druggist look up their meds and suggest a company to them. Let the pharmacist be the "bad guy" when the company changes their formulary.
Why is it that everyone wants to shoot the messenger?
The limits, the waiting period, the pre-existing conditions... It muddies the water, takes up too much of the precious time the client will give you and it Will come back and bite you on the ass. I would rather pay the client $20 not to buy it from me. 
As far as discount plans. I tell them to ask their dentist which plans they accept and then shop for the plan. If the dentist does not take discount plans, then the client is SOL and you gave the best advice you could. Many dentists in our area accept the plans. I have run off networks for the discount plans back when I thought it was a real door opener and plenty of dentists were listed. ...but no way am I going to sell one. I would rather be the good guy, tell them how to go about it so they can save some money, and then back away very quickly. Even that is too much exposure, but I do what I can to help.
As far as discount plans. I tell them to ask their dentist which plans they accept and then shop for the plan. If the dentist does not take discount plans, then the client is SOL and you gave the best advice you could. Many dentists in our area accept the plans. I have run off networks for the discount plans back when I thought it was a real door opener and plenty of dentists were listed. ...but no way am I going to sell one. I would rather be the good guy, tell them how to go about it so they can save some money, and then back away very quickly. Even that is too much exposure, but I do what I can to help.
CompBenefits has a DHMO that is good for all ages. The price is right and unlike most plans, does not have deductibles, waiting periods or annual caps.
C
Call4Insurance
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delta dental is a great plan. email me and i will give you contact information. my email is call.4.insurance at gmail.com
