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Being cheapest isn't always everything, but I think being competitive overall is important.
I wasn't the one bragging about the cheap rates.
When JD criticized the one carrier setup, you stated 'what JD is not telling you is that Sr Life's Platinum Plan is one of the best rates in the country, and the UW is not all that strict.'
I am pointing out that having a plan like only helps those that can qualify. If your top tier plans like Platinum and ultra preferred are competitive, then great, but that doesnt really help all the people on SL preferred/standard/modified/GI plans that are extremely uncompetitive compared to plans they could've qualified for elsewhere with average carriers.
If you could show or link the app/rates for the Platinum we could see for sure. I have looked at the ultimate preferred/super preferred/etc apps, but can't seem to find the Platinum app anywhere.
Strangely, I've had some people qualify for Platinum and not qualify for Super-Preferred. I'm not sure if that's intentional or a glitch?