Do You Like Your Job?

Discussion in 'Senior Insurance Forum' started by mvpadjuster, Sep 2, 2017.

  1. scagnt83
    Online

    scagnt83 Guru

    Posts:
    6,549
    Likes Received:
    36
    State:
    South Carolina
    And then sit by the pool for the rest of the year :1wink:



    Generally speaking, most experienced life and health agents do not work over 40 hours per week if averaged out over the course of 12 months. The under 65 health agents bust their ass for 2 months, spend 2-3 months trying to get paid, and then spend the other 8 months complaining about ACA :twitchy:
     
  2. FLM2
    Offline

    FLM2 Guru

    Posts:
    3,244
    Likes Received:
    0
    Three pieces of advice:
    • If you didn't live through a period of time as an active agent, with real time experience, don't post what you think happened because it isn't correct
    • Listen more
    • Talk (and post) less and certainly in less volume, you can't possibly be successful in sales doing stream of consciousness monologues.
     
  3. sman
    Offline

    sman Guru

    Posts:
    6,267
    Likes Received:
    27
    State:
    Georgia
    Not true. It's too cold from January through April. I usually don't open my pool until late April to early May. Plus, I have to leave time for golf. :yes:



    I agree. If I'm being honest, I don't work anywhere near 40 hours per week. There was a time I did, but not for several years now. I hope to change that soon. I want to make better use of my wasted time.

    If they're smart, they would have transitioned to something else while still grabbing the low hanging fruit of the ACA market. I still do a small amount of U65 health business, but I likely won't this coming Open Enrollment. We're just not going to have many options (one carrier in my county) for next year. Just not worth the headache. I'll keep my dozen or so small groups, but I'm saying goodbye to the indy market.
     
  4. Labesky
    Offline

    Labesky Super Genius

    Posts:
    134
    Likes Received:
    0
    If you have $200 deductible on your car insurance, this aint for you.

    If you have $1000 deductible it MAY be right

    If you dont have an expensive car and carry liability it PROBABLY is a good thing

    Self employment is about

    RISK TOLERANCE and

    AMBIGUITY TOLERANCE

    Tons of Corporate refugees DONT make it.

    Maybe one of the biggest hurdles is your personal life. Kids about ready to start college? Buy a big house in the last few years? Spouse doesnt work? All those can be killers.

    There is no set answer, the answer is within you already. My experience is worthless to you. You just need to hold up the right template to yourself.
     
    Last edited: Sep 11, 2017
  5. Labesky
    Offline

    Labesky Super Genius

    Posts:
    134
    Likes Received:
    0
    Not sure why but was thinking about your question yesterday.

    One of the big issues in Medicare insurance--newbies getting in-and getting out. They have no clue what they are doing, misinform the member, and then when you bump into the client you try to fix it.

    Not sure what the turnover rate is but VERY high.

    I am curious to know what your thoughts are at this point
     

Share This Page