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I have a prospect who just got laid off from her job. She turned 65 back in October. Under her severance package she will get full pay for six months and they will pay for her Cobra coverage for her and her husband during that six month period. Her husband is already enrolled in Part A not Part B. The wife is not enrolled in either Part A or B. Do they both need to go ahead and enroll in Medicare (husband Part B) (wife A & B) or wait to about six weeks before her company stops paying for their Cobra coverage? Actually the Cobra will go for 18 months but the company will only pay the premium for 6 months.