I've been active on the life and health side for 6 years, but there is a lot of uncertainty there on the health side and lots of compliance with Medicare. I got my P & C license last year. I am looking for carriers (in TN). Like a lot of L & H agents I work out of my house and understand that many P & C carriers would prefer a store front. I want to get there eventually, but I'm not there yet. So I need to find carriers that are open to opening a skratch account and will let me work out of my house for the time being. For P & C I am planning on focusing on Home and Auto and not adding commercial for some time. Any input into which carriers I should approach?