A friend of mine who has failed at several MLM insurance organizations in the USA has been recruited by this Canadian company. I looked on this website and I could not find any information on them. The pitch she was making to me sounded exactly like how MLM's sell IUL, but this one had a twist, it was a Canadian company so it was totally brand new approach. Curious I googled them and Canadian regulators have been after them. Now a clever way for a MLM to market itself and avoid US regulators longer would be to operate out of Canada. I wonder if this is a trend or Experior Financial Group is just using a loophole. BY the way does any body want an IUL that has performed 18% a year since day one