Explaining MAPD vs Supplement

Or maybe an employee of Aetna who actually has the data. Keep reading those articles. Can't deal with all the idiots on this forum anymore. I have 800+ on MAPD's and had 3 meet their max but am supposed to believe 20% do? Get real.
And that employee needs to compare apples to apples. No one with a supp will even come remotely close to reaching $7900 in MOOP (the lowest of the three Aetna plans available locally). As I said above, the real question would be how many/what percent are paying MORE than they'd pay with a supp's premiums and, if applicable the deductible MOOP. I'd bet my last dollar that that is a lot more than 1-2%.
 
Or maybe an employee of Aetna who actually has the data. Keep reading those articles. Can't deal with all the idiots on this forum anymore. I have 800+ on MAPD's and had 3 meet their max but am supposed to believe 20% do? Get real.
An Aetna employee and we're the idiots?
 
I'm not out of touch and I certainly don't hate you. I don't even know you. But I can definitely be a dick.

I just told you that he'd had cancer like three friggin times. Is that not a real life experience?

There are several of us on here that happen to prefer OM over MA. But according to you that makes us fricken stupid and we're using scare tactics.

If that's so, then I guess that since you prefer MA over OM that would make you a fricken dumbass.

Can't have it just one way.
So 1 guy had cancer 3 times so no one in the US should be on a MA plan? Call me a dumbass but I present both options and let the client choose. You are stuck in your ways at age 80 and do whatever you want. Just not sure why you have to attack me every time I post something. And then I say I'm done posting and you tell me please don't because I enjoy your posts?
 
And that employee needs to compare apples to apples. No one with a supp will even come remotely close to reaching $7900 in MOOP (the lowest of the three Aetna plans available locally). As I said above, the real question would be how many/what percent are paying MORE than they'd pay with a supp's premiums and, if applicable the deductible MOOP. I'd bet my last dollar that that is a lot more than 1-2%.
Not sure where you live but 3900.00 - 4500.00 is the max where I offer plans. And by the time you take premiums , shitty drug plan along with dental, vision, hearing aids, OTC, gym membership in account it's usually worth more than the MAX OOP anyway. You do you.
 
Not sure where you live but 3900.00 - 4500.00 is the max where I offer plans. And by the time you take premiums , shitty drug plan along with dental, vision, hearing aids, OTC, gym membership in account it's usually worth more than the MAX OOP anyway. You do you.
You are right. Those need included. Use AARP UHC G as that has gym, vision, dental, and hearing discounts. Not all D's are problematic (although more of them are in 2025) Locally 2 still have $0 meds on tiers one and two (although none still have $5 or so on tier 3, all locally have switched to a percent), and prior to 2025 far more did. So use their premium costs and add in some OTC money. In fact use the premium for those over 80 to figure the comparison.

I have no idea why the MOOP's are so expensive locally yet so much cheaper for your area other than I live in the armpit of the nation state for health care where people tend to be sicker and have shorter lifespans... and this state didn't expand medicaid so more 65+ come into medicare with more problems that aren't under control, so I'd suspect when they finally have insurance they'd use it more both because they can now and because they have a pile of medical issues that need addressed..
 
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So 1 guy had cancer 3 times so no one in the US should be on a MA plan? Call me a dumbass but I present both options and let the client choose. You are stuck in your ways at age 80 and do whatever you want. Just not sure why you have to attack me every time I post something. And then I say I'm done posting and you tell me please don't because I enjoy your posts?
Damn you're a testy little shit.

And where did I say no one should be on an MA plan? I didn't.

Dude. I sell the damn things. Including Aetna.

And I'm not 80, I'm 71. But you're right about doing whatever I want.

And I'm also on Medicare. With a plan G. And I don't have a HIP plan because I don't need one. I don't need to put lipstick on a pig.

And I don't attack you every time you post something. Just when you trash supplements and OM.

And I do enjoy your posts. Just not the trash ones.

Want some advice?

Vote Republican. It'll toughen your ass up.
 
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