FE Carriers with No PHI Needed

Dave, not sure what there is not to like about an application that gives you an instant decision doesn't allow a novice agent to make a paperwork mistake and paid you 48 hours later. Don't hate the process because the product isn't the best priced out there.

Totally agree. The Americo e-app is te wave of the future.

However, I think it's ripe for abuse by unsultry agents.
 
Actually assurity does phone interviews quite often depending on age and Rx and MIB hits.

Surprised you are telling people assurity doesn't require PHI

Are you always just looking to start ****???

I know that Assurity has a phone interview, but I was thinking that they might not require it on the eApp since both that I did was not required and they got issued, but after looking at the files this morning, I realized both of my clients were under 60. Assurity does not require a phone interview for anyone under 60 unless something crazy comes up in MIB or RX.

It must be a miserable life to be jealous of every person on here. I figured you would be happy since it is the 3rd. They didn't add your check to your DE card this month or something?

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Dave, not sure what there is not to like about an application that gives you an instant decision doesn't allow a novice agent to make a paperwork mistake and paid you 48 hours later. Don't hate the process because the product isn't the best priced out there.

Mind a very quick phone conversation buddy? I was needing to pick this up for an agent but when I talked to them I was thinking it was a different process. If you have a couple minutes please call me 6019387663
 
Note to all agents: Never take advice about high tech systems or e-apps from anyone over 22 years old.

If they even remember when Prince was alive they are an old fart.
 
Dave, not sure what there is not to like about an application that gives you an instant decision doesn't allow a novice agent to make a paperwork mistake and paid you 48 hours later. Don't hate the process because the product isn't the best priced out there.

Isn't the fact that it's overpriced and americo enough?
 
Are you always just looking to start ****???

I know that Assurity has a phone interview, but I was thinking that they might not require it on the eApp since both that I did was not required and they got issued, but after looking at the files this morning, I realized both of my clients were under 60. Assurity does not require a phone interview for anyone under 60 unless something crazy comes up in MIB or RX.

It must be a miserable life to be jealous of every person on here. I figured you would be happy since it is the 3rd. They didn't add your check to your DE card this month or something?

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Mind a very quick phone conversation buddy? I was needing to pick this up for an agent but when I talked to them I was thinking it was a different process. If you have a couple minutes please call me 6019387663

We'll you assumed incorrectly. Assurity is the king of PHI especially with their Rx list.

Even if you submit electronically or.with paper application they may require it.

Just give good advice and accurate information. For a supposed IMO who offers contracts you don't know the UW requirements for your own carriers.

Why would anyone ever contract with you when they can just go with someone under 360 who knows what's going on
 
We'll you assumed incorrectly. Assurity is the king of PHI especially with their Rx list.

Even if you submit electronically or.with paper application they may require it.

Just give good advice and accurate information. For a supposed IMO who offers contracts you don't know the UW requirements for your own carriers.

Why would anyone ever contract with you when they can just go with someone under 360 who knows what's going on

Nothing I said was incorrect. They don't REQUIRE a phone interview for under 60. Yes they can order one, but it is not required. Also I posted that agents shouldn't use Assurity unless it is a very niche reason (COPD non smoker). You can spin it however you want, but I actually help agents (even tons of agents that are not with me)....what have you done? Keeping sending nothing but diabetics to companies and sitting on the forums looking for a fight everyday and I'll continue to build and make money. Don't be jealous bro, you have the same opportunities I have.
 
Nothing I said was incorrect. They don't REQUIRE a phone interview for under 60. Yes they can order one, but it is not required. Also I posted that agents shouldn't use Assurity unless it is a very niche reason (COPD non smoker). You can spin it however you want, but I actually help agents (even tons of agents that are not with me)....what have you done? Keeping sending nothing but diabetics to companies and sitting on the forums looking for a fight everyday and I'll continue to build and make money. Don't be jealous bro, you have the same opportunities I have.


I don't think anyone is jealous of you homey. You show your lack of knowledge on here constantly. You try and recruit people unsuccessfully on here, and you're ugly.

You can't even master Assurity underwriting guidelines and you are a supposed IMO.... and you act like they don't PHI unless you're over 60. Get serious.

If I was 360 I'd tell you to keep their name out of your mouth.

You're an embarrassment to this industry

I feel bad for your family. #trustorybro

I'll Continue to service the Diabetes community while you clean sheet apps and rip off other agents.
 
I don't think anyone is jealous of you homey. You shoe your lack of knowledge of here constantly. You try and recruit people unsuccessfully on here, and you're ugly.

You can't even master Assurity underwriting guidelines and you are a supposed IMO....

If I was 360 I'd tell you to keep their name out of your mouth.

You're an embarrassment to this industry

I feel bad for your family. #trustorybro

Hahaha this is priceless!
 
Hahaha this is priceless!

That's why recruiters recruit. If you can't sell ( and it's clear you can't since you can't offer contract's outside of establish IMO ) you have to recruit and build yourself up.

We all see thru you on here Benjamin. Learn your carriers, then learn to recruit.
 

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