FE Carriers with Optional PHI

[deadhead]

Liberty Bankers and Columbian do not require a phi

 

[mbiallas]

I can't remember the last one I got from Americo. It's been more than a year. Monumental on the other hand has called every single one I've written this year.

Oh how I dislike Monumental. Its really a toss up for me as to which I hate more. In the red corner is Monumental and in the blue corner is Forethought slugging it out to see who will be crowned the king of suckage.

 

[CaptiveBroke(r)]

I'm not familiar with Liberty Bankers but Columbian always requires a PHI for FE.

 

[deadhead]

I'm not familiar with Liberty Bankers but Columbian always requires a PHI for FE.

Only for the Dignified Choice product not on New Century Permanent

 

[CaptiveBroke(r)]

Deadhead, do you write much of the New Century product? I've always just used it for G I but never really gave it a thought otherwise.

How do the rates and underwriting compare?

 

[deadhead]

Deadhead, do you write much of the New Century product? I've always just used it for G I but never really gave it a thought otherwise.

How do the rates and underwriting compare?

New Century Senior Protector is the GI. New Century Permanent Protection is the SI Syracuse product. It's about a dollar more than Dignified Choice but no PHI

 

[CaptiveBroke(r)]

That's great update for me. I've been writing the FE product and lately having some problems with the PHI. In fact, lost a case when client became a bit confused on phone with Aptical and as a result, an APS was ordered and issued Graded. I went to AmCont and got it issue Level since the PHI is exactly the questions asked on the application.

Let me pick your brain again...do you experience the UW the same on both products?

I will start quoting this ASAP . That was a positive piece of information you shared here. Thanks.

 

[deadhead]

That's great update for me. I've been writing the FE product and lately having some problems with the PHI. In fact, lost a case when client became a bit confused on phone with Aptical and as a result, an APS was ordered and issued Graded. I went to AmCont and got it issue Level since the PHI is exactly the questions asked on the application.

Let me pick your brain again...do you experience the UW the same on both products?

I will start quoting this ASAP . That was a positive piece of information you shared here. Thanks.

I can fax in an app by Tuesday, approved by Thurs or Fri and paid the next Tuesday