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Unfortunately, I had to declare bankruptcy in 2005 after a business venture failed and partners backed out when I overcommitted. I got appointed as a captive agent with one of the largest insurers, but I had to provide all the legal documentation and they still evaluated my credit report. They OK'd me because I pay my bills. It just got to the point where it was either pay my bills and hitchhike to work, or don't pay them. I was stretched to the absolute max with bankruptcy "reform" soon to take effect. I have worked to pay other bills I did not include since the bankruptcy to attempt to rebuild my credit.
I got through because I was clearly not a deadbeat that just failed routinely on my obligations. If I had the bankruptcy plus numerous unpaid obligations on my report, I would have never made it.
Bottom line is I think most companies will take most people, particularly those that market through the indy channels and really have very little invested in your success.
I got through because I was clearly not a deadbeat that just failed routinely on my obligations. If I had the bankruptcy plus numerous unpaid obligations on my report, I would have never made it.
Bottom line is I think most companies will take most people, particularly those that market through the indy channels and really have very little invested in your success.
