Final Expense Needed

[hope33709]

I am in Florida and a lady traveling to Denver to see her mother. She would like to get a $10,000 final expense policy on her mother, who is 55yr old, female, smoker. I am fairly new to FE, what would be the best way to get this deal done...

 

[360]

Get a CO non-res and sell her a policy that does not require a face to face.

 

[hope33709]

OK, I just got the information to register with them, Thanks

What is a good company to use without face to face. She does not want Forester's, their from Canada.

 

[dgoldenz]

If she's halfway healthy I'll bet she could get $25k of no-lapse UL for the same price as the $10k FE.....

Genworth $25k no-lapse UL at standard smoker rates = $57.18/month. If she is preferred smoker would be $49.06/month. Genworth does not require face-to-face.

 

[jsanchez001]

Genworth might be a good choice, if she qualifies.

 

[hope33709]

She is in good health. BP Medication only.
I am checking Genworth now, thanks much

 

[dgoldenz]

She would probably qualify for preferred smoker rates assuming her height/weight is ok.