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thats a good question . Im leaning towards h&l but haven't ruled out p&c either. did you start out captive or indy?
Started out captive.
L&H is a huge market, I would suggest that if you go that way to pick a couple of products to start with and become an "expert" on those before you expand and try to take on more.
The area I chose, and still sell, is the senior market. I find it is easy, fast and very "clean" to sell. No worries going through underwriting if they answer the health questions honestly.
An agent can sell Med Supps 24 hours a day, 365 days a year.
If you would like more information give me a call. Early mornings are the best time to catch me. Around 7:30 am.
I'm a GA and can't wait to get my claws into you.
Just screwing with you.