Fla Medicare Supplement Needed

hope33709

Expert
74
I have a number of new clients on AARP who are asking to change because of the Obama plan. I presently do not do the supps, but plan on changing that soon. But, wouldn't their premium increase if they did a change? My client is 75 on an F plan for $160.00 per month with AARP, everything I have checked would increase the premium quite a bit.
 
I have a number of new clients on AARP who are asking to change because of the Obama plan. I presently do not do the supps, but plan on changing that soon. But, wouldn't their premium increase if they did a change? My client is 75 on an F plan for $160.00 per month with AARP, everything I have checked would increase the premium quite a bit.

If you do not do the supps for them, what are they wanting to change to?
 
What county, smoker or not, male/female, zip code?

What is it specifically makes them want to leave their current plan? Because AARP supports the reform, or is there something specific about the plan they think is going to affect them?

Without that info, I would suggest USAALife Insurance Company Plan D for $1656 annually. That or educate your client that no matter how the health reform bill changes Medicare Supplements, if at all, every company will be affected. If their opposition has anything to do with the association between AARP and their support of the bill, I would educate them that the health insurance isn't actually underwritten by AARP, but United Health.
 
Tim:

I have to assume you are aware that USAA insurance products are not available to just anyone. From their website:

USAA membership is a privilege earned by those in uniform — and it's a privilege that can be handed down to their children. Membership is open to:
  • Active duty officers and enlisted personnel.
  • Children whose eligible parents have or had a USAA auto or property insurance product.1
  • National Guard and Selected Reserve officers and enlisted personnel.
  • Officer candidates in commissioning programs (Academy, ROTC, OCS/OTS).
  • Former military personnel:
    • Retired officers and enlisted personnel.
    • Former officers and enlisted personnel who separated from the military on or after Jan. 1, 1996.
  • Former USAA members who had USAA auto or property insurance.
Do you have more information about this? Unless they have opened up membership, your post is (once again) inaccurate. Let me know if I'm wrong on this.

Rick
 
Tim:

I have to assume you are aware that USAA insurance products are not available to just anyone. From their website:

USAA membership is a privilege earned by those in uniform — and it's a privilege that can be handed down to their children. Membership is open to:
  • Active duty officers and enlisted personnel.
  • Children whose eligible parents have or had a USAA auto or property insurance product.1
  • National Guard and Selected Reserve officers and enlisted personnel.
  • Officer candidates in commissioning programs (Academy, ROTC, OCS/OTS).
  • Former military personnel:
    • Retired officers and enlisted personnel.
    • Former officers and enlisted personnel who separated from the military on or after Jan. 1, 1996.
  • Former USAA members who had USAA auto or property insurance.
Do you have more information about this? Unless they have opened up membership, your post is (once again) inaccurate. Let me know if I'm wrong on this.

Rick
Do you know that the client isn't eligible, or are you just running your flap yet again? Please provide something substantial, or shut up.
 
Do you know that the client isn't eligible, or are you just running your flap yet again? Please provide something substantial, or shut up.

Tim:

You spend a great deal of time on this forum proving how ignorant you are.

Perhaps when you have been licensed more than 6 months, you'll learn to respect those who are older (likely) and wiser (definitely) than you.

Rick
 
Ok, once again, the couple live in FLA, 75 yrs old, they do not want anything to do with AARP because of the support for Obama reform. They are on the "F" plan and very much like it, but not AARP. This is the third time in three weeks I have come across this. From what I have heard there are a lot of membership cancellations for AARP.
 
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