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If I write a plan today, do I have to write a new plan for the client when open enrollment starts in a week?
Ask your father, he seems to be the expert on 'easy money' like this.
Lifeworth how are you selling insurance if you do not know these simple questions? You are seriously going to hurt someone by not knowing all the ins and outs.
I would suggest you read the Medicare & You book a few times, look around the Medicare.gov: the official U.S. government site for Medicare website, learn the advantage plans inside and out and then sell.