FMO with Prudential
- Thread starter olliej
- Start date
What kind of annuity?
- Thread starter
- #4
An indexed annuity that she wants to take income from.
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She never heard of the companies which I suggested and an expert in her office opened their big mouth... LOL
- 10,705
Prudential does not offer Indexed Annuities. Only Fixed, Immediate, & Variable.
Her Co-Worker most likely was talking about their VA since it is one of the more popular ones on the market. The GLWB has been watered down a good bit over the years though. If its income she is after then IAs have a lot more to offer.
American General has a really good IA right now, and Im sure she has heard of them.
You could always try Allianz, LFG, Jackson National, or Voya (ING).
Or take a step back with her and go over financial ratings, what they mean, and how they are more important than name recognition.
- 11,457
The top 100 life & health insurance companies of 2015 | LifeHealthPro
Show a list of the top 100 insurance companies in a given area. There's no way she would've heard of them all, yet they all have a product for a given market.
You'll notice that Prudential is #3.
Allianz is #9.
LFG is #7.
Jackson National is #2.
Voya (ING) is #11.
I'm sure that any other carrier you choose to represent is also on that list.
Just because a client hasn't heard of a particular company, doesn't mean that they don't exist and aren't credible.
Show a list of the top 100 insurance companies in a given area. There's no way she would've heard of them all, yet they all have a product for a given market.
You'll notice that Prudential is #3.
Allianz is #9.
LFG is #7.
Jackson National is #2.
Voya (ING) is #11.
I'm sure that any other carrier you choose to represent is also on that list.
Just because a client hasn't heard of a particular company, doesn't mean that they don't exist and aren't credible.
- 10,705
Great link David, thanks for sharing.
AG is #5 on that list.
Another good option that is competitive, is Nationwide. I would put AG & Nationwide as the top 2 out of the top 20 when it comes to competitive IA products.
- Thread starter
- #8
Great Point! Thank you.
