- 9,744
...a question.
What's the range of broker comp with the biggies, i.e. Genworth, Hancock, Met, etc.?
Thanks in advance!
What's the range of broker comp with the biggies, i.e. Genworth, Hancock, Met, etc.?
Thanks in advance!
For the LTCi Gurus...
- Thread starter moonlightandmargaritas
- Start date
Your welcome in advance!
Agentjane
Expert
hardwork
Expert
- 78
Could you please share with us Jane? Who is paying over 80% first yr comp?
- 10,806
Yeah, I want to know who is paying 125% on LTC too......
Agentjane
Expert
For those who wanted to know what a BROKERAGE makes on commission, this is the percentage ratio. For those who are asking a different question, I did not respond to anything but this.
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LTC replacement... Let's talk about this~
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A question...80% of Americans over 65 suffer from at least 1 "chronic disease"...50% have 2+ and 24% are handicapped and need daily help of some form...so when we help a prospect determine their LTC amts. how do we lay out the realities of a "poor draw" (what can you say if they're parents are dead because of a disease ....that they may get...and now, you see they have no $$) Do you recommend moving their CD'S and Savings....how do you know their health rating ?....by guessing?
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For those who wanted to know what a BROKERAGE makes on commission, this is the percentage ratio. For those who are asking a different question, I did not respond to anything but this.
- - - - - - - - - - - - - - - - - -
LTC replacement... Let's talk about this~
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A question...80% of Americans over 65 suffer from at least 1 "chronic disease"...50% have 2+ and 24% are handicapped and need daily help of some form...so when we help a prospect determine their LTC amts. how do we lay out the realities of a "poor draw" (what can you say if they're parents are dead because of a disease ....that they may get...and now, you see they have no $$) Do you recommend moving their CD'S and Savings....how do you know their health rating ?....by guessing?
I'm sorry.
I'm slow...
what is a "poor draw"?
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For those who wanted to know what a BROKERAGE makes on commission, this is the percentage ratio. For those who are asking a different question, I did not respond to anything but this.
- - - - - - - - - - - - - - - - - -
LTC replacement... Let's talk about this~
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A question...80% of Americans over 65 suffer from at least 1 "chronic disease"...50% have 2+ and 24% are handicapped and need daily help of some form...so when we help a prospect determine their LTC amts. how do we lay out the realities of a "poor draw" (what can you say if they're parents are dead because of a disease ....that they may get...and now, you see they have no $$) Do you recommend moving their CD'S and Savings....how do you know their health rating ?....by guessing?
I'm sorry.
I'm slow...
what is a "poor draw"?
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you know their health rating by leading in with health insurance, disability, or something easier than Ltci, then after you know their health status, you can draw up the numbers for them.
Agentjane
Expert
ahhh...sure...that makes sense...Obviously we can ask and get some info from their health ins info, but what if the ins company didn't do a thorough job in getting health info and they were accepted...doesn't LTC underwritting do a more thorough exam on files and health records of family members etc.?
Do I have them sign a form stating I OFFERED them LTC and they declined... to avoid lawsuits in the future?
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Poor hand, poor outcome of funds, poor deal, less than they thought~....throw backs..lol...just a figure of speech
...I'm sure you're not slow~
...that was a kind way to ask.
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