pacinsurance
New Member
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,,,,, Pat
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From a MA to Med Supp Plan
- Thread starter pacinsurance
- Start date
- 9,744
Pat, to be perfectly honest, if you don't know the circumstances where someone is "GI" (and this ain't one of 'em), you should do some additional studying before you foist your ignorance on some unsuspecting potential client.
You could harm them - and their finances - seriously.
- 4,746
Guaranteed Issue
6. Medicare Trial Period #1
You have the right to purchase certain Medigap plans during Medicare Trial Period #1: You joined a Medicare Advantage (MA) plan or Program for All-Inclusive Care for the Elderly (PACE) organization when you first became eligible for Medicare at age 65, and you want to switch to a Medigap policy during your first 12 months in the MA plan or PACE organization.
Note: If you were previously in an MA plan or PACE organization, you are not eligible for this guaranteed-issue right.
7. Medicare Trial Period #2
You have the right to purchase certain Medigap plans during Medicare Trial Period #2: You switch from a Medigap policy to an MA plan, PACE organization, Medicare SELECT plan, or any other health care organization contracting with Medicare, for the first time since becoming eligible for Medicare, and you disenroll from that plan within the first 12 months. You have the option to return to your previous Medigap policy if it is still available. If it is not available, you can choose plans A, B, C, F, K or L from any company.
Note: If you were previously in an MA plan, PACE organization, Medicare SELECT plan or any other health care organization contracting with Medicare, you are not eligible for this guaranteed-issue right.
6. Medicare Trial Period #1
You have the right to purchase certain Medigap plans during Medicare Trial Period #1: You joined a Medicare Advantage (MA) plan or Program for All-Inclusive Care for the Elderly (PACE) organization when you first became eligible for Medicare at age 65, and you want to switch to a Medigap policy during your first 12 months in the MA plan or PACE organization.
Note: If you were previously in an MA plan or PACE organization, you are not eligible for this guaranteed-issue right.
7. Medicare Trial Period #2
You have the right to purchase certain Medigap plans during Medicare Trial Period #2: You switch from a Medigap policy to an MA plan, PACE organization, Medicare SELECT plan, or any other health care organization contracting with Medicare, for the first time since becoming eligible for Medicare, and you disenroll from that plan within the first 12 months. You have the option to return to your previous Medigap policy if it is still available. If it is not available, you can choose plans A, B, C, F, K or L from any company.
Note: If you were previously in an MA plan, PACE organization, Medicare SELECT plan or any other health care organization contracting with Medicare, you are not eligible for this guaranteed-issue right.
- Thread starter
- #6
pacinsurance
New Member
- 15
,,,,, Pat
Last edited:
- 9,744
If you're that easily discouraged, you ought to get out of the business now. Today.
Your feelings got hurt? How do you think your "client" would have felt if they were naked after disenrolling from their MA plan because you advised them that they had a "guaranteed issue" Medicare supplement enrollment opportunity? Think their feelings would have been hurt?
I am all about one thing: raising the woeful level of professionalism in this business. Our reputation sucks - well deservedly!
Your question was really quite basic. How much studying of Medicare, Medicare supplements and Medicare Advantage plans have you done on your own? Actually read Medicare & You? Spent a couple of bucks to educate yourself at www.namsa.us? Reviewed www.medicare.gov?
If you think you can rely on the "advice" on this forum, let me give you a clue: 95% of the people on this forum are worthless, broke, loser "wannabees".
Is that what you want to rely upon to educate yourself and your prospective "clients"?
- Thread starter
- #8
pacinsurance
New Member
- 15
,,,, Pat
Last edited:
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HEY!!!! I resemble that remark!
