Geico increased my 6 month auto insurance premium by $600

[adjusterjack]

how does any Massachusetts resident get an Umbrella policy? what umbrella carrier would want on a risk with such a low out of state limit even if optional bought?

we must be missing something or no one with any assets or wealth would knowing own, register cars in Mass

Possibly that the law requires minimum limits and a consumer can buy limits as high as he wants

Historically, umbrella carriers required the underlying HO and Auto limits to be $500,000 Combined Single Limit or $250,000/$500,000 or they just wouldn't write it. That left it available primarily to folks with money and vulnerable assets.