What? Their new retail bonus program is up to 40% commission versus standard 10%. Id totally take advantage of that and at least profit then sell the book and go Indy. I mean, technically I'd probably stay being a successful Farmers Agent already but..... plus the new bonus program is 40% monthly of all commissions, new biz and renewal. I'm making like an extra 4% on top of everything a month. Deal! Now if you aren't hitting bonus, I'd feel the same way.