The Medicare Gal
Guru
Here's a question for you national writing brokers and gurus:
Here in California, if a client is with an MAPD plan and they have any increase in copays, premium, etc., they get GI with that carrier if the carrier is in the Medigap space as well.
f the carrier is NOT in the Medigap space (think Kaiser) then the increase has to be 15% or more, and they can get a GI with any Medigap plan in California.
I've been reading your posts, and it looks like a lot of you don't do GI because of the tiny or non-existent compensation, but I want to have the info for my clients when it comes up in non-CA states.
Does this 15% rule apply in any other states?
Here in California, if a client is with an MAPD plan and they have any increase in copays, premium, etc., they get GI with that carrier if the carrier is in the Medigap space as well.
f the carrier is NOT in the Medigap space (think Kaiser) then the increase has to be 15% or more, and they can get a GI with any Medigap plan in California.
I've been reading your posts, and it looks like a lot of you don't do GI because of the tiny or non-existent compensation, but I want to have the info for my clients when it comes up in non-CA states.
Does this 15% rule apply in any other states?