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As someone who has worked in medical collections I can see the need for everyone to be covered. Just like with our cars, we pay the price for uninsured motorist which is why everyone who drives is required to have coverage. However, the price for the medically uninsured is significantly higher. This may be a "discomfort" for some in the beginning and may have some kinks that need to be worked out, but in the long run it is a necessity.