Group Life Carriers & Contracts

[Sam]

Metlife, Sunlife, Principal, Reliance standard, Guardian, Hartford, American General, Lincoln, Unum, Prudential, are just some that come to mind.

 

[TimLett]

what kind of face value are you looking to get with group life? If there is an employee-employer relationship then I have a group life product for you. If it's something like an association or 1099, it makes it much more difficult.

The employer is looking for at least $100,000 on each employee. And yes, it is an employee/employer relationship - no association, group, or 1099.

Thanks,
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With you being in Alabama Assurity is out of the question. Have you checked out American National?

Yes...Assurity has a great portfolio, but for some reason, Alabama did not like that element. I talked to Don about this via email last week. He emailed another option or two over to me that I am checking out now. Thanks.

 

[insuranceexec]

Yes...Assurity has a great portfolio, but for some reason, Alabama did not like that element. I talked to Don about this via email last week. He emailed another option or two over to me that I am checking out now. Thanks.[/quote]


Very good. Don will be able to take good care of you.

 

[TristanTLC]

Try AGLA. They have a worksite term that has a quality of life built it. The price is very competitive and the benefits to the client makes it worth the headache of working with an American General company

 

[bill3173]

It's not GI WL, it has 2 medical question; so I guess it's not "true group," but it has to be written on a employer-employee relationship and the group has to have a minimum of 3 people.

What kind of commission does it pay? I only work the true group market. No voluntary, I'd rather take a punch from Mike Tyson(one punch, with 16oz gloves).

Thanks.

 

[scagnt83]

I have never heard of a true group GI WL - not UL (?)

NYL has...or had when I was there....a true group GI WL.
But it was capped around $50k if I remember correctly, and it had minimum participation rates (in the hundreds)

It really was no competition against a GI group UL. I wouldnt be surprised if they have dropped it, it was almost never sold.

 

[johndale]

Try AGLA. They have a worksite term that has a quality of life built it. The price is very competitive and the benefits to the client makes it worth the headache of working with an American General company

I few months ago my colleague referred this AGLA. I've didn't check them yet. Thanks for some good info for all of us.