Guaranteed Issue

[Blessed]

Hello Everyone,

I would like to know which Final Expense Insurance companies have a guaranteed issue product. I have some diabetics that need policies, and I want to make sure that I do not leave the home without a sale because they could not be covered.

Thanks for your input.

 

[Newby]

Diabetics do NOT need guaranteed issue. Most diabetics can get preferred rates with FE.

Guaranteed issue is last resort insurance for people with current cancer, AIDs or congestive heart failure.

 

[360]

For true GI you'll want to carry Vantis. Let me know if need help with a contract as well as some other carriers that could better serve your diabetic clients.

 

[eric rose]

I didn't know about Vantis, I'd like to discuss their products. Does anyone know of simplified issue or guaranteed issue for the under 50 crowd. I've come across younger people with health issues that would be accepted if they were 50, but no product before then.

 

[tins]

I didn't know about Vantis, I'd like to discuss their products. Does anyone know of simplified issue or guaranteed issue for the under 50 crowd. I've come across younger people with health issues that would be accepted if they were 50, but no product before then.

Monumental and RNA both go under age 50.

 

[rousemark]

Monumental and RNA both go under age 50.

Also Equitable L&C and UHL..

 

[sissymary]

Presidentail life has or used to have one?

 

[iwanttosell u]

guaranteed issue is guaranteed biz!

 

[360]

I didn't know about Vantis, I'd like to discuss their products. Does anyone know of simplified issue or guaranteed issue for the under 50 crowd. I've come across younger people with health issues that would be accepted if they were 50, but no product before then.

For under 50 GI we generally use Forethought Select or NGL.

 

[general88]

Does anyone have Guaranteed issue under age 40 for Ohio?