Has Anyone Heard of Univeral American They Are Marketing Co.

Philly

Super Genius
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Any info about this company? I spoke with a manager about this marketing company they have a few companies but they are also Pyramid career agency. They offer free leads for the final expense and Med supps. Is this a good deal 60% contract for the final expense and 19% for the med supps. Thanks
 
The med supp isn't bad, but the final expense is pretty low. Some questions to consider: what are the residuals, who gets them, and who keeps the book? Typically with these types of companies, from what I have read, the commissions actually go to the company and they pay you. This means the book is theirs, the residuals are theirs and you are getting cut out of a lot of money.
 
It takes at least 10 years to become vested with UA. They own your book of business but they trained me well. They really are not competitive at all in IN anymore so it would be pointless to go that route if you cannot sell their products.
 
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