April, sorry it took so long to reply to your post. I just got my license so I am not captive or non captive so to speak. I am looking at final expense and health with health choice one. I've read alot of good things on here about them. I went with Pro Schools for the training. I don't know how it is compared to the rest of them, but I passed the test my first time. From what I saw on the test, they were sufficient. Testing is kind of intense, but if you study, you shouldn't have a problem. There are 3 parts to the test and you have to score 80 or above on each part of the test. I am not native to Vegas, but have lived here for about 3 years. Testing is kind of intense, but
