Help! At a loss for what to do with my current company

ValeRosso

Guru
637
I'm so happy I found this forum! I'm in somewhat of a predicament, and I have no one to talk to (who are in the industry) other than you wonderful people :) Id appreciate it if you could take the time to read this and offer any advice for my situation.

I'm a newly licensed agent after getting hired by a private company who is contracted with American Senior Benefits. I wasn't in the insurance industry before this, so I'm fresh meat so to speak. I came here because I like finance, people, and helping others.

I started with the company who hired me and attended their "training" (which was literally abysmal—this is not an exaggeration either). After the "training" I was now "on my own". It was after the first two appointments on my own, that I realized I knew nothing at all. I took the next month off to train myself before I ever had another meeting with a prospect.

Now I'm back to meeting with prospects, except I have none, so I asked my upline for help. "Make more calls". Ok, I will. I've been making hundreds of calls a day which are mostly disconnects and no answers. I did get two appointments after ~130 calls the other day, so that's nice. I'm still waiting on a lead order to come in (that I paid for with my own money). I asked my company if they help with lead cost, and they don't, they just give numbers to dial.

I was at an appointment last week, and had a quick question for a MA plan enrollment. Not a single person on my "team" responded until about 2 hours later at the earliest. Yeah, that REALLY helps me out when I'm with a client.

I'm at a loss because I have no idea what to do. I'm not happy, I feel alone. I found out my commissions are a good amount less because I'm a captive agent (just learned that term a week ago). I had to fully train myself, I basically have no support, no leads, and thousands of numbers to dial every week.

I'm now asking myself why I'm with a company who doesn't provide me with anything whatsoever, and for that luxury, I give them part of my commissions? Am at least IN the ballpark with this? Or am I completely out of the park and don't know what I'm talking about?

Where do I go from here? I guess my only options are stay and suck it up, leave and hopefully find a better company, or become independent (which I'm honestly afraid to do). What would you do, knowing what you know and after reading this?

Any advice is greatly appreciated, and thanks for listening!
 
Look around, there are plenty of carriers who will hire fresh meat. Your job is to absorb as much as you can from each as you make a few sales and decide which direction to follow. Ask a senior agent to run a sales call with you and split the commission as you watch how that person reeled in the client.
 
Hey you can contact me if you'd like. I've been working with my company for a little while. So far so good. They are really easy to work with and also no pressure from anybody on me. Lots of opportunity here also. You just have to be coachable, accountable, and hard working. Everything else will follow.
 
Dm me man, I'd love to help out (and not try to recruit you or anything lol, that will happen alot here). I'm pretty new myself, and was in a rut the first month or so, doing pretty well and writing business consistently now, think I could give you alot of good insight and tips man.
 
Where do I go from here? I guess my only options are stay and suck it up, leave and hopefully find a better company, or become independent (which I'm honestly afraid to do). What would you do, knowing what you know and after reading this?

You are literally independent now! With a bit of guidance and higher contracts, you can succeed.

Please do feel free to give me a call and I'll help you any way I can.
 
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