so i am a agency owner and i have to buy health care for myself.
the broker doesnt really explain it well and i dont deal with health side.
i am looking at a NY HMO plan, it shows
in-network co-payment - 30/50 500/day IP Hospital
does this mean i have to pay 500 dollars per day if i stay in the hospital or it is a 500 dollar benefit only and i pay for the rest.
Also they tell me i have a 1200 deductible is this for medical services only? or hospital in patient care? so confusing this health care stuff....
then i got a pharmacy deductible 100 but a rider for 15/35/75
all for 500 bucks a month, please help explain! thank you!
the broker doesnt really explain it well and i dont deal with health side.
i am looking at a NY HMO plan, it shows
in-network co-payment - 30/50 500/day IP Hospital
does this mean i have to pay 500 dollars per day if i stay in the hospital or it is a 500 dollar benefit only and i pay for the rest.
Also they tell me i have a 1200 deductible is this for medical services only? or hospital in patient care? so confusing this health care stuff....
then i got a pharmacy deductible 100 but a rider for 15/35/75
all for 500 bucks a month, please help explain! thank you!