Help Me To Find Good IMO for Life and Health

[jmarkk1]

Can anyone give pros and cons to AHCP and HCO? I'm looking to see what the differences are to these organizations.

Also, are there any IMO's that do a great job in health, life, LTC, DI, MED Sup, and Annuities?

Also, I've read a bunch of posts here explaining that when you are getting "free leads" you're losing $$ on commissions. What is an agent to do if he doesn't have $$ upfront for leads, etc.? (by the way, i don't want to be promised the world...i want to work with someone that will do their best to keep me by helping me to get paid....not just high commissions and the "go get em'" approach)

 

[YouGotMyMoney]

There is only one IMO that I know of that does Health, Life, LTC, Med Supps, and Annuities.....and that is Todd R King.

 

[moonlightandmargaritas]

What is an agent to do if he doesn't have $$ upfront for leads, etc.?

Then you're forced to take the haircut on commissions.

If you're that low on capital, might be smart to build a little up before getting into this business. You'll need it.

 

[Mark]

If you're that low on capital, might be smart to build a little up before getting into this business. You'll need it.

I agree!!

This is not the business to start off broke in. With any profession you need tools and equipment. Insurance is no different.

I'm not saying you have to have tons of money, but you will need some money to get the ball rolling.

I guess the real question is how much does one need to get started. The answer is something, but the amount is always different depending on the person and how much time they have to put into it.

If you can prospect, you won't have to buy so many leads. Which can save you money. If you don't know how to prospect then you will have to buy leads or take a lower contract with someone that gives you leads.

Also remember when you start making money, to put some money aside to help you get some more business.

 

[YouGotMyMoney]

Moonlight.....what is the minimum amount of capital you advise new agents have when breaking into this this biz?

And what do you suggest new agents, use that marketing money towards? Internet Leads, B2B, Telemarketing...etc?