Help with FE Client

Yep. Once they are on O2 the game is over. Just move on to another case. Mutual of Omaha will be the best for the client. Refer them and move on. BTW...you mentioned "graded" benefits. Graded is out the window because of the O2. Modified is what they will get with MOO or anyone else. MOO will have the best rates by far, though.

Thx.

Do you know anyone that has a good contract with MoO FE plans?
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Yep. Once they are on O2 the game is over. Just move on to another case. Mutual of Omaha will be the best for the client. Refer them and move on. BTW...you mentioned "graded" benefits. Graded is out the window because of the O2. Modified is what they will get with MOO or anyone else. MOO will have the best rates by far, though.

Also, what if client is not on O2, but just Spiriva?

Is MoO still going to be best?
 
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Thx.

Do you know anyone that has a good contract with MoO FE plans?
- - - - - - - - - - - - - - - - - -


Also, what if client is not on O2, but just Spiriva?

Is MoO still going to be best?

O2 is the thing. Advair, Spiriva, pro-air inhaler.....none of that matters is they use O2


OH....edit.....you can't sell MOO....well you can sell it but you won't make a commission. Steady flow of leads or prospecting relentlessly will be the answer for O2 people. YOu will hand them the number for MOO, see if there is anything else in the house you can help them with and MOOve on.
 
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O2 is the thing. Advair, Spiriva, pro-air inhaler.....none of that matters is they use O2


OH....edit.....you can't sell MOO....well you can sell it but you won't make a commission. Steady flow of leads or prospecting relentlessly will be the answer for O2 people. YOu will hand them the number for MOO, see if there is anything else in the house you can help them with and MOOve on.

MoO not in Ohio? I thought that they were...
 
Thx.

Do you know anyone that has a good contract with MoO FE plans?
- - - - - - - - - - - - - - - - - -


Also, what if client is not on O2, but just Spiriva?

Is MoO still going to be best?


MoO can only be sold direct by MoO. Give them the number that Biggin posted. Help them call if you want. There is nothing you can sell them that is better than MoO if they are on oxygen.

If they are not on oxygen then they have better options. You can sell them some sort of GI. You don't have to refer them to MoO. You can sell them UHL, Presidential, Americo, LH and some others that are GI or almost GI.

They will pay much, much more for those plans. It's up to each agent to decide which way to go.
 
But remember you are not dealing with the one percenters. You may not make anything helping them out but the good karma will pay you back.
 
But remember you are not dealing with the one percenters. You may not make anything helping them out but the good karma will pay you back.

Plus, is there a Mr. to write? How about the beneficiary and the contingent beneficiary? Their sister or brother? You are already talking to them, why not write the rest of the family?
 
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